Funding words are used loosely. "Full scholarship", "fully funded" and "financial aid" can mean quite different things, and the same word can describe different arrangements at different schools. This guide defines the terms we use on this site, shows how real programs word each one, and explains how to read an offer. It does not say that any school will fund you, and it does not recommend a funding route.
The terms we use
These are our working definitions. They are not legal definitions, and a school may use the same word differently. We record the school's own wording alongside any label.
Guaranteed. The school states that funding is assured to a defined group, with no competition. Check who is in the group and for how long. Example: Roger Williams University's page describes its Career Investment Program as available to all M.Arch students, providing funding to support a paid internship or assistantship each year in the program, and says it offers "guaranteed funding" for a paid assistantship or internship. The wording attaches funding to work, not to a cheque.
Competitive. Awards go to a limited number of applicants, selected by the school or sponsor. Example: TU Delft says its faculty can award only two Excellence Scholarships each year, and that applicants must apply before a stated early date to be eligible. A competitive award is not something you can count on until it is offered.
Merit-based and need-based. Merit means awarded for academic or other achievement; need means based on financial circumstances. Rice describes scholarships decided during admissions "based on merit as well as need", with no additional application materials necessary, and renewable each year based on academic performance as well as need. The University of Hawai'i says various forms of merit-based support are available to graduate students and sends need-based questions to its financial aid office. Roger Williams describes a merit scholarship for accepted M.Arch students with an undergraduate GPA of 3.0 or higher, renewable annually while maintaining a 3.0 in graduate coursework.
Assistantship. Funding connected to work for the school, such as research or teaching. Toronto's PhD page says funding packages may include research stipends and research assistantships, and teaching assistantships under a collective agreement. Roger Williams links funding to a paid internship or assistantship. Ask what the work hours are and whether the role is guaranteed.
Tuition waiver. The school does not charge tuition, or credits it fully, to the student. Michigan's PhD page states a full tuition waiver among its doctoral support, together with health insurance and a stipend.
Stipend. A regular payment to help cover living costs, usually for a defined period. Michigan's page lists a stipend in its package. Aarhus School of Architecture describes its PhD scholarship as employment: it covers salary, guidance, teaching, workplace, equipment, assessment and publication of the dissertation, and you apply for an advertised vacancy. Whether a payment is a stipend, a salary or a grant has tax and legal consequences that vary by country; the school or the relevant authority can explain them.
Restricted. Awards limited by nationality, location, program, student category or other criteria. KTH says its scholarships are open to all fee-paying applicants and cover the tuition fee for one or two years, and that the Swedish Institute offers scholarships for students from targeted countries covering tuition and living expenses. A scholarship for fee-payers is irrelevant to students who do not pay fees.
Base funding commitment. A guarantee of a stated amount over a stated period, often including tuition and fees. Toronto states a base funding commitment for PhD students that includes tuition and fees, for four years with a possible fifth-year extension. This is a floor, not the whole picture: the page also lists fellowships and external awards that students may add.
"Fully funded" needs its terms
Michigan's page is a good example of how to use the phrase: it says four years are normally spent in residence and are "fully funded with tuition, stipend, and benefits," followed by two additional years of tuition benefit, and that students often seek fellowships or external sources later. That statement carries a duration, components and a condition (residence). On this site we do not call any program "fully funded" unless the school's own wording supplies the same kind of terms, and we show those terms next to the phrase.
When you see "fully funded", ask:
- For how many years or semesters?
- Which items are covered: tuition, fees, health insurance, living costs?
- Is it conditional on academic progress, residence, teaching, or a research role?
- Does it apply to everyone admitted, or only to some applicants?
- What happens if the funding ends before the program does?
Master's and PhD funding differ
Our funding records are thin for master's programs, where scholarships are usually partial and decided at admission. For doctoral programs, funding is often built into the offer, as the Michigan, Toronto and Aarhus examples show, but each differs on whether support comes as a stipend, assistantships or employment. Aarhus also says that self-financed enrolment, with no deadline, is possible, which is a different arrangement from a funded vacancy. See architecture PhD applications.
Funding and studying abroad
Awards may be tied to nationality or fee category, as KTH's wording shows. Application deadlines for funding can fall before general deadlines: TU Delft's page gives an earlier date for Excellence Scholarship eligibility than its general deadlines. Read studying architecture abroad and check each school's fee and award pages for your category.
A short checklist
- Separate costs from funding: see architecture school costs beyond tuition.
- Find the funding page, not just the admissions page. Rice and Hawai'i both place funding information on pages separate from the application instructions.
- Note who decides: the school, the university, or an outside sponsor.
- Note conditions and renewal terms: a GPA threshold, annual renewal, or continued need.
- Ask in writing before accepting an offer. Keep the reply.
- Check deadlines early; some awards need separate application or an earlier date.
What this guide does not do
We do not predict who will receive funding, calculate net costs, convert currencies or tell you which awards to apply for. Programs change their terms, and our records show the date we last read each page. Confirm the details with the school. For program-level information see the bachelor's, master's and PhD listings, and our methodology.
Official sources
- Roger Williams University - Graduate Architecture · accessed 19 October 2026
- Rice Architecture - Graduate application (funding and financial aid) · accessed 19 October 2026
- University of Hawai'i at Manoa School of Architecture - Master of Architecture · accessed 19 October 2026
- University of Michigan Taubman College - PhD in Architecture · accessed 19 October 2026
- Aarhus School of Architecture - PhD admission · accessed 19 October 2026
- University of Toronto Daniels Faculty - PhD in Architecture, Landscape and Design · accessed 19 October 2026
- KTH Royal Institute of Technology - Fees, Architecture master's · accessed 19 October 2026
- TU Delft - MSc Architecture, Urbanism and Building Sciences: Admission (non-Dutch BSc degree) · accessed 19 October 2026